Secure Payment

Secure Payment

At FURNLUX, we’re dedicated to making your shopping experience smoother and more convenient than ever. We understand that a seamless and secure payment process is vital to your satisfaction. That’s why we’ve partnered with Montonio, a trusted leader in payment solutions, to offer you a diverse range of payment options.


Why Montonio?

We’ve chosen Montonio as our trusted payment partner because they provide a comprehensive suite of payment methods designed to cater to our diverse customer base. Montonio enables us to deliver a hassle-free payment experience, whether you’re shopping from Estonia, Latvia, Lithuania, or Finland.


Payment Methods

With Montonio, we proudly accept the following payment methods:

1. Local Banks: Seamlessly pay with your preferred local Estonian, Latvian, Lithuanian, or Finnish bank. Pay directly from your bank account for a secure and familiar transaction process.

2. Card Payments: Enjoy the convenience of major credit and debit cards, simplifying your purchase with just a few clicks.

3. Apple Pay: For Apple enthusiasts, revel in the convenience and security of Apple Pay when shopping on our website.

4. Google Pay: Android users can use Google Pay for a fast and secure checkout experience.

5. Montonio Split (Estonia): A fantastic option for our Estonian customers, Montonio Split allows you to buy now and pay later, all interest-free. This flexible payment solution makes shopping with us even more affordable.

We accept the following banks depending on your country:

  • Estonia: Citadele, Coop Pank, LHV, Luminor, N26, SEB, Swedbank
  • Latvia: Citadele, Luminor, SEB, Swedbank
  • Lithuania: Citadele, Luminor, SEB, Šiaulių bankas, Swedbank
  • Finland: Ålandsbanken, Danske Bank, Handelsbanken, N26, Nordea, Oma Säästöpankki, OP, POP Pankki, S-Pankki, Säästöpankki
  • Worldwide: Apple Pay, Google Pay, Revolut


How to Pay on Our Website

At FURNLUX, we believe in putting convenience at the heart of your shopping experience. With Montonio as our payment partner, you can enjoy a seamless checkout process, whether you’re purchasing a single item or filling your cart. We’ve designed our payment process to be straightforward and secure, ensuring a smooth shopping experience for you. Here’s a step-by-step guide on how to pay on our website:

1. Checkout: After adding your desired items to your cart, simply click on the “Pay” button during the checkout on our store.

2. Select Your Bank: On the payment page, you’ll find a list of available banks. Choose your bank from the options provided.

3. Bank Authentication: You’ll be directed to your chosen bank’s website for authentication. If you have multiple accounts with the selected bank, select the correct account. If you have only one account, you’ll see the payment details immediately.

4. Payment Confirmation: Confirm the payment on your bank’s authentication page. Once confirmed, you’ll be redirected back to our store.

That’s it! You’ve successfully completed your payment, and your order will be processed.


Using Montonio Split

We’ve also made it easy for our customers to check out using Montonio Split. This means you have the option to pay later or split your payment into two or three equal installments. Here’s how it works:

1. Payment Options: Under the payment options next to the banks at checkout, you’ll see “Pay later”.

2. Choose Your Plan: Decide whether you want to pay the entire purchase amount after one month or divide the cost into two or three equal installments.

3. Authentication: Authenticate yourself in the Montonio environment and enter your income-related information.

4. Sign the Application: Complete the process by signing the application.

Your transaction is now completed, and the entire process takes only 1-2 minutes, offering you flexibility and convenience.


Safety with Montonio

Rest assured, your security is our top priority. Montonio’s advanced payment technology guarantees the protection of your personal and financial information at all times. Shop with confidence, knowing that your data is in safe hands. Here’s how Montonio ensures the safety and protection of your data:

  • ISO 27001 Compliance: Montonio adheres to data security guidelines based on ISO 27001.
  • Regular Audits: Montonio’s data security undergoes regular audits by specialized IT professionals to ensure the safety of your data.
  • Technical and Organizational Measures: Montonio employs robust technical and organizational security measures to handle your personal data securely.


Licensing Information

  • Payment initiation services at Montonio are provided by Montonio Finance UAB, a Lithuanian limited liability company with a registry code 305205122 and address at Konstitucijos pr. 7, LT-09308 Vilnius, Lithuania. They hold a payment institution license No LB002007, issued by the Bank of Lithuania.
  • “Pay later” services are provided in Estonia by Montonio Finance OÜ, an Estonian limited liability company with a registry code 14557628 and address at Kai 1, 10111 Tallinn, Estonia. They hold a credit intermediation license No 4.1-1/95, issued by the Estonian Financial Supervisory Authority.

Ready to explore our wide range of products? Start shopping now and experience the simplicity of Montonio-powered payments. If you have any questions or need assistance with your payment, our dedicated customer support team is always here to help. Thank you for choosing FURNLUX as your trusted online retailer. We look forward to providing you with exceptional products and a seamless payment experience. Happy shopping!